Hi Team,
I have taken HDFC personal loan in May 2012 and I am paying EMI of Rs. 2401/- per month. This Month after paying my EMI I got call from HDFC loan dept. and informed me that Rs. 1/- is short into my December EMI and asked me to deposit Rs. 1/- into nearest HDFC bank branch after depositing my 1/- Rs, I got information that due to 1/- Rs. shortfall in my EMI balance they are charging 900/- Rs. as a balance short fall charges. This is not acceptable for 1/- Rs. how bank charged me 900 Rs.
Team please look into this matter. Looking for your response.
Regards,
Vishwas Tripathi
9909946859