Iam Ashok,
I applied for Personal loan with all the documents on Nov 14(Payslips, Bank Statements 3 months, Form 16). I got accepted of loan on Nov 19(Ref. No : 30546019).
Again asked my father's Passport photo and address proof. I submitted father's details along with 7 cheques(ICICI bank) to the Hdfc bank person on 22-Nov-2014.He said you will get amount by 25-Nov-2014.
There is no reply from them and even they did't picked the call also.
At last, on Dec 02, i call to Customer care(04461606161) and got the response like your loan is rejected because of below reasons :
1. Till now, you didn't taken the loan
2. Staying with Friends.
Then i asked, i need all my documents as the loan is rejected. He raised the complaint to return the documents on Dec 02. He got this message on Dec 03(Complaint No. : DELR1214023233).
On Dec 04,
i got call from HDFC Bank and giving the reasons like 'Sorry sir, you will get the loan in 24 hours'. i responded like 'I waiting from last 1 month, till now nothing happen. Even if i call the representative, He is not picking the call. If i didn't get the loan with in 24 hours then i doesn't requires your loan. I need all of my documents'. He response like 'Please call me, i will respond to you, You will definetly get the loan in 24 hours'.
I got another call from Hdfc Bank to send bank statement from 01-Oct-2014 to 04-Dec-2014. I sent that again. i respond same as above. She responds as 'you will get in 24 hours'
On Dec 05 evening, No one are lifting the call from my number. My friend called from his number, 'He talks rashly with my friend, after saying smartly like he did't sumbit all the documnts sir. He will get the loan in 24 hours.'
Now, I don't require the loan as applied in another bank.
I need all of my hard copy documents and 7 Cheques returns back. I applied in another bank on Dec 02.I can't pay two EMI's at a time.
Bank Representative mobile numbers :
I submitted all the documents to Shyam Ganesh (+919148412280)
On Dec 04, that Person mobile Number (+917299222592)